When to Purchase Public Liability Insurance

When to Purchase Public Liability Insurance

Public liability insurance is a type of insurance policy that is particularly popular with salons, shops, and tradesmen. The insurance coverage covers your business against claims made by members of the public, especially when you damaged their properties. However, public liability insurance may not be the best insurance option for every business owner. That is…

The Evolution of Payroll

The Evolution of Payroll

The first recorded usage of the term payroll dates back to 1740, where the compound noun described the total amount of money paid to a company’s employees over a set period. The evolution of payroll began with the Industrial Revolution when clerks would labor over the processes that have been completely automated today.  The Industrial…

Borrowing Options for People with Bad Credit

Borrowing Options for People with Bad Credit

Image Source Having bad credit can really hinder you in so many ways, but it’s most problematic when you need to borrow money. Anyone with a credit score below 669 is classed as a sub-prime borrower. This means their borrowing options are limited and most mainstream lenders will not touch them. If you fall into…